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08/16/2012

Hiring Contractors you can Trust

Whether you are planning a small repair project, like repaving your driveway, or a more extensive project, like adding a family room to your home, it pays to look beyond the lowest bid when selecting a contractor. Right from the start, you can eliminate less-than-reputable contractors by considering a list of traits common to rip-off artists.

04/12/2011

The McGraw-Hill Companies and BBB Military Line Join to Bring Financial Literacy to Military Families

As part of First Lady Michelle Obama and Dr. Jill Biden’s “Joining Forces" initiative, McGraw-Hill and BBB are joining together to develop and deliver expanded financial literacy and consumer protection programs to military families.

01/01/2008

FTC - The Keys to Hiring a Reputable Locksmith

If you’ve ever locked yourself out of your car or home, you know what a hassle it can be. Your first thought is to get someone to help you out of your situation. If a family member or friend can’t deliver a spare set of keys, your next call might be to a local locksmith. But before you make that call, consider this: According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, some locksmiths advertising in your local telephone book may not be local at all. They may not have professional training. What’s more, some of them may use intimidating tactics and overcharge you.

10/01/2007

FTC-Labeling Alternative Fueled Vehicles

The Federal Trade Commission (FTC) prepared this booklet to help you comply with a new FTC rule that requires labeling on alternative fueled vehicles. The Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles Rule was issued in keeping with a directive in the Energy Policy Act of 1992. The Rule requires you to provide information to potential purchasers of alternative fueled vehicles to help them compare vehicles.

10/01/2007

FTC - Big Print. Little Print. What's the Deal? How to Disclose the Details

Computer sellers - online and brick-and-mortar - inundate consumers with advertisements for "free" or low-cost computers. The offers usually involve rebates of several hundred dollars off the computer's purchase price - if the consumer commits to a long-term contract for Internet service. Some of the offers may be good deals for consumers, but they are likely to involve complicated transactions.

10/01/2007

FTC - Clothes Captioning: Complying with the Care Labeling Rule

The Federal Trade Commission's (FTC) Care Labeling Rule requires manufacturers and importers to attach care instructions to garments. Updates to the Rule became effective on September 1, 2000. The Rule's section requiring a "reasonable basis" for care instructions has been changed to clarify what is required, and the definitions of "hot," "warm," and "cold" water have been changed to harmonize with the definitions used by the American Association of Textile Chemists and Colorists (AATCC).

10/01/2007

FTC - Complying With the Appliance Labeling Rule: Labeling Light Bulbs

Introduction What are the Requirements Who Must Comply What Products are Covered How to Comply Requirements for All Cartons of Covered Lamp Products Shipped Within or Imported into the U.S. Requirements for Promotional Materials Displayed or Distributed at the Point of Sale Requirements for Catalogs Testing and Sampling Requirements Record Keeping Requirements Submission of Test Data Records Supplying Specimens for Testing By a Laboratory Designated by the FTC Questions and Answers Introduction

10/01/2007

FTC - How to Advertise Consumer Credit & Lease Terms

This manual was prepared to help you, the advertiser, comply with requirements in federal law for advertising consumer credit and consumer leases. These requirements apply whenever you use specific terms in an advertisement promoting consumer credit or consumer leases. Although this manual is illustrated with newspaper advertisements, the law applies to all kinds of media advertisements for consumer credit and consumer leases.

10/01/2007

FTC - Voluntary Guidelines for Providers of Weight Loss Products or Services

The Partnership for Healthy Weight Management The Partnership: A coalition composed of representatives from science, academia, the health care professions, government, commercial enterprises, and organizations promoting the public interest. Mission: To promote sound guidance to the general public on strategies for achieving and maintaining a healthy weight.

10/01/2007

FTC - Dietary Supplements: An Advertising Guide for Industry

The dietary supplement industry is a dynamic one. Scientific research on the associations between supplements and health is accumulating rapidly. The number of products — and the variety of uses for which they are promoted — have increased significantly in the last few years. The role of the Federal Trade Commission, which enforces laws outlawing "unfair or deceptive acts or practices," is to ensure that consumers get accurate information about dietary supplements so that they can make informed decisions about these products.

10/01/2007

FTC - Diversity Visa Lottery: Read the Rules, Avoid the Rip-Offs

If you or someone you know is trying to get a green card — the right to live in the United States permanently — be on the lookout for unscrupulous businesses and attorneys. They’ll claim that, for a fee, they can make it easier to enter the U. S. State Department’s annual Diversity Visa (DV) lottery (also known as the “green card lottery”) or increase your chances of winning the DV lottery.

10/01/2007

FTC - In Brief: The Financial Privacy Requirements of the Gramm-Leach-Bliley Act

Protecting the privacy of consumer information held by "financial institutions" is at the heart of the financial privacy provisions of the Gramm-Leach-Bliley Financial Modernization Act of 1999. The GLB Act requires companies to give consumers privacy notices that explain the institutions' information-sharing practices. In turn, consumers have the right to limit some - but not all - sharing of their information.

10/01/2007

FTC - The FTC’s Privacy Rule and Auto Dealers: Frequently Asked Questions

The Federal Trade Commission (FTC) has developed these additional FAQs to help auto dealers comply with the Gramm-Leach-Bliley Act and the FTC’s Privacy Rule.

10/01/2007

FTC - Complying with the Made In the USA Standard

The Federal Trade Commission (FTC) is charged with preventing deception and unfairness in the marketplace. The FTC Act gives the Commission the power to bring law enforcement actions against false or misleading claims that a product is of U.S. origin.

10/01/2007

FTC - Sorting Out "Green" Advertising Claims

Grocery shelves, hardware stores, card shops, and other retail operations are filled with products and packages announcing environmental features that may influence your purchasing decisions. But when it comes to products and packaging, what do claims like "environmentally safe," "recyclable," "degradable" or "ozone friendly" really mean? The Federal Trade Commission (FTC) and the Environmental Protection Agency (EPA) want you to know. The FTC, in cooperation with the EPA, has developed guidelines for adv


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